Driver. Q148. What is the Privacy Act acknowledgement and authorities by Owner Operator and Driver?

Driver. Q148. What is the Privacy Act acknowledgement consent and authorities by Owner Operator (Bailor) and Driver (Bailee)?
Authority for Vehicle Owner Operator “Bailor” to obtain credit and other information
To enable the operator to assess the driver’s “Bailee” suitability as a driver and of the driver’s operations, the driver authorises the operator.
To obtain from a credit reporting agency a credit report containing personal credit information about the driver.
To obtain from a business which provides information about commercial credit worthiness of persons a report containing information about the driver’s commercial activities or commercial credit worthiness;
To give to and/or obtain from any credit provider(s) named in a report held by a credit reporting agency information about the driver’s credit arrangements, including information about the driver’s credit worthiness, credit standing, credit history or credit capacity; and
Acknowledgment and consent by driver
By signing this agreement, the driver “Bailee” acknowledges and consents that credit information collected by the operator may be given to a credit reporting agency for the purposes authorised under this agreement and as authorised by law to create a credit information file or to include this information in the driver’s credit information file.
The driver understands that the operator may give a credit reporting agency certain personal information about the driver, which the driver authorises the operator to do and the driver acknowledges that the operator will rely on this authorisation as confirmation of compliance with the requirements of the Privacy Act 1988 (Cth).
The personal information which may be given to an agency is covered by the Privacy Act 1988 (Cth) and includes:
Such permitted information about the driver which the driver allows to be identified;
The fact the driver has applied for the operator to charge a credit facility;
Payments which become overdue more than 60 days for which collection action has commenced;
Advice that payments are no longer overdue;
In specific circumstances that in the operator’s opinion the driver has committed a serious infringement or that the driver has or has not discharged his or her obligations under this agreement.
Access to personal information
If the National Privacy Principles in the Privacy Act 1988 (Cth) apply to the operator, the driver may access their personal information held by the operator by contacting the operator. The driver acknowledges that in certain circumstances allowed at law, the operator may refuse to provide such access.
Personal information: –
personal information means information or opinion about an individual whose identity is apparent or can reasonably be ascertained from the information or opinion.

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